When it comes to filing an ICBC claim, you have to be aware of the common mistakes that people make when doing this. This will ensure that you can avoid some of the same mistakes and get the most out of your claim. Here are the top four mistakes to avoid:
1. Trust the ICBC Adjuster: The adjuster, of course, can help you determine what benefits you should receive from your accident. They will do this as quickly as possible, but keep in mind that they will also find the most affordable cost for the insurance company. This may or may not be enough coverage for your injuries and damages.
Also, be sure that you don't say anything to the adjuster that can be used against you if your claim is taken to court. This is because the adjuster can work as a witness.
2. Wait for Medical Attention: Most of the time, drivers who are involved in an accident won't see a medical professional at all, or they will wait until a problem comes up. If you wait, then there is less of a chance that any medical problems you do have will be seen as a problem resulting from the accident. This means that there is less of a chance that you will be compensated for the medical attention that you need. You should seek medical help right after the accident, even if you feel completely fine.
3. Miss Limitation Dates: When it comes to filing an ICBC claim, you need to do everything as soon as possible. This is because there are many limitation dates that can easily slip by you if you are not paying close attention and taking the claim seriously. Plus, this will also delay the process in getting the compensation that you need. If you have a lawyer, he or she is going to help you keep track of these dates to ensure that everything is done on time.
4. Don't Consult with a Lawyer: If you are going to file an ICBC claim, you must be sure that you have a lawyer's help. Even if this means that you only seek out a free consultation, at least you can better understand all the facts that come with filing a claim. Resources like Lawyers Rella Paolini & Rogers can help you to avoid further mistakes that can be made, as well.
By knowing of these common mistakes that people make when filing an ICBC claim, you can be sure that you avoid them as best as you can.
Share25 February 2015