It is amazing how diverse the legal world is. Every day, lawyers are cropping up who specialize in very different and new branches of law. Of course, that has everything to do with the need to diversify. Lawyers who do not diversify are a dime a dozen, while those that do are in high demand. That said, you may want to know a little more about fire insurance attorneys and what they do.
Fire Insurance Attorneys Represent Both Sides
Fire insurance is an insurance product meant to protect your property from fires. If you live in places where wildfires are almost a daily thing in the warmer months of the year, you need the added protection against fire damage. However, there is always the possibility that the fire insurance company could deny your claim. You would then hire a fire insurance attorney to pursue your claim. Just be aware that the insurance company may also hire their own fire insurance attorney to defend their position.
Fire Insurance Attorneys Also Handle Arson Cases
If your home was the target of an arsonist, a fire insurance attorney would take your case in order to get your insurance company to pay up. Clearly, the fire was not your fault, and since most fire insurance policies are supposed to reimburse you against fires that are not your fault, this is the legal stance your lawyer would take. You may also pursue a criminal action lawsuit against the arsonist if and when he/she is caught. In the meantime, the insurance company may conduct their own investigation to make sure you did not hire somebody to burn down your house for the insurance, and your lawyer should be present to protect you against anything that could be used to deny your claim.
Fire Insurance Attorneys Address Issues with the Fire Departments
If your house was on fire and you called for a fire and rescue team, they should show up within minutes of the call. Failing to do so often results in a complete loss of your home. Also, if the fire and rescue teams unnecessarily doused your house so that you have untold amounts of water damage and/or hacked your house to bits claiming to chase fires in the walls, you may have a case against them for the damages. The attorney can find expert witnesses who can assess the damages and analyze the facts in the case to see if you can sue.
Talk to a professional such as Barry Hasten Attorney at Law to learn more.
Share30 April 2017
