The Services Offered by a Bankruptcy Lawyer: Everything You Need to Know

Law Blog

Dealing with the financial stress of debt can be overwhelming. It can be hard to know where to turn or what options are available to get back on track. However, many individuals find relief and a fresh start with the help of a bankruptcy lawyer. This blog post will dive into the services offered by bankruptcy lawyers and how they can help guide you through the bankruptcy process.

Consultation and Evaluation

Before filing for bankruptcy, a bankruptcy lawyer will provide a consultation and evaluation of your current financial situation. This includes reviewing debts, assets, and any legal obligations you may have. The lawyer will then identify which type of bankruptcy is best suited for your specific situation.

Filing for Bankruptcy

Once the bankruptcy type has been established, a bankruptcy lawyer will assist in filing the necessary paperwork to initiate the bankruptcy process. The lawyer will act as a liaison between you and the bankruptcy court, ensuring that the correct paperwork is submitted accurately and on time.

Stopping Creditor Calls

One of the most immediate benefits of filing for bankruptcy is that creditors must legally cease collection calls and attempts upon filing. This means that you will no longer receive harassing phone calls or letters from creditors demanding payment. A bankruptcy lawyer will help to stop creditor harassment, allowing you to focus on your bankruptcy case without the stress of constantly being contacted by creditors.

Legal Representation

A bankruptcy lawyer will act as your legal representation throughout the bankruptcy process. They will attend all hearings and meetings with the bankruptcy trustee and negotiate on your behalf with creditors to settle your debts. Having legal representation is crucial to navigating the complexities of bankruptcy and ensuring that your rights are protected throughout the process.

Financial Planning

Finally, a bankruptcy lawyer can assist in creating a financial plan for life after bankruptcy. This could include developing a budget or offering guidance on rebuilding credit after the bankruptcy process has been completed. A bankruptcy lawyer’s ultimate goal is to help clients achieve financial stability and avoid future financial difficulties.

Navigating the bankruptcy process can be a daunting and complex task. However, with the assistance of a bankruptcy lawyer, this process can be much less stressful and confusing. Bankruptcy lawyers offer a range of services, from consultation and evaluation to legal representation and financial planning. If you’re struggling with overwhelming debt, reach out to a bankruptcy lawyer to explore your options and take the first step toward a fresh financial start.

Contact a bankruptcy lawyer near you to learn more. 


16 November 2023